Savings Goal Planner

Plan your dreams • Calculate monthly savings • Visualize growth

Savings Goal Planner

Planning Tool
Years

Growth Projection

Goal-Based Planning

Goal-based financial planning helps you assign a purpose to every rupee you save. It gives you a clear target and a timeline, making it easier to stay disciplined and motivated.

Common Financial Goals:

  • Buying a Car or Home
  • Children's Education
  • Dream Vacation
  • Emergency Fund

Smart Saving Tips

Start Early: The power of compounding works best over long periods. Starting even 5 years earlier can double your corpus.

Step-up SIP: Increase your investment amount by 10% every year to fight inflation and reach goals faster.

Automate: Set up auto-debit for your investments to ensure you never miss a month.

Frequently Asked Questions

To calculate the required savings, you need to know your target amount, the time you have to reach it, the expected rate of return on your investments, and any initial savings you already have. This calculator considers compounding returns to give you an accurate monthly savings figure.
It depends on your risk appetite and asset allocation. Equity mutual funds can offer 10-12% long-term, debt funds 6-8%, and fixed deposits 5-7%. For long-term goals (>5 years), a diversified portfolio with equity exposure is recommended to beat inflation.
Yes, ideally. As your income grows, increasing your SIP or savings contribution (Step-up SIP) helps you reach your goals faster or build a larger corpus. A 10% annual increase in savings can make a huge difference due to compounding.
Inflation reduces the purchasing power of money. A goal that costs ₹10 Lakhs today might cost ₹20 Lakhs in 10-12 years due to inflation. Always adjust your target amount for inflation to ensure you have enough real purchasing power.