Delay Cost Calculator

Calculate opportunity loss • Cost of delay • Start investing now

Delay Cost Calculator

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Delay Cost FAQs

The power of compounding works exponentially over time. Starting early gives your money more time to grow. A delay of just 1-2 years can cost lakhs in lost returns because you miss out on compounding during those critical early years.
No! While starting early is ideal, starting late is better than never starting. Even if you're 40, investing for 20 years can still build substantial wealth. The key is to invest more aggressively or increase your SIP amount to compensate for lost time.
Increase your SIP amount proportionally. If you delay by 5 years, you may need to invest 30-40% more monthly to reach the same goal. Alternatively, consider higher-risk investments (if suitable) or extend your investment horizon.

Start Investing Early

  • Time is your greatest asset in investing - start as early as possible
  • Even small delays can cost lakhs in lost returns
  • Don't wait for the perfect time - start now with whatever you can
  • Regular SIP investments build wealth through compounding