Net Worth Tracker

Net worth is the difference between your total assets (what you own) and total liabilities (what you owe). It's a key indicator of financial health. Positive net worth means you own more than you owe, while negative net worth indicates debt exceeds assets.

Include all valuable items you own: cash, savings accounts, investments (stocks, mutual funds, bonds), real estate (at current market value), vehicles, jewelry, retirement accounts (EPF, PPF, NPS), and other valuable possessions.

Include all debts and obligations: home loans, car loans, personal loans, credit card debt, education loans, any other outstanding loans, and unpaid bills. Use current outstanding balance, not original loan amount.

Update monthly or quarterly for accurate tracking. Regular updates help you monitor progress, identify trends, and make informed financial decisions. Track net worth growth over time to measure financial progress.