Free Online Financial Calculators
23 precision-built calculators for loans, investments, taxes, and retirement planning. Make informed financial decisions with accurate calculations — all free, no signup required.
Loan & Mortgage Calculators
Loan EMI Calculator
Calculate monthly EMI, total interest, and amortization schedule for home loans, personal loans, and car loans
Home Loan Eligibility
Check your home loan eligibility based on income, expenses, and existing EMIs
Loan Prepayment Calculator
See how prepayment reduces your loan tenure and total interest payable
EMI Prepayment Optimizer
Optimize prepayment strategy with one-time, monthly, or annual prepayments to maximize savings
Buy vs Rent Analyzer
Compare financial outcomes of buying a home versus renting and investing the difference
Investment Calculators
SIP Calculator (Mutual Fund)
Calculate future value of your Systematic Investment Plan with power of compounding
FD Calculator
Calculate maturity amount and interest earned on your Fixed Deposit
RD Calculator
Project returns on monthly Recurring Deposit investments
PPF Calculator
Calculate Public Provident Fund maturity with 15-year lock-in benefits
CAGR Calculator
Find Compound Annual Growth Rate of your investments over time
Lumpsum Calculator
Calculate maturity value and returns on one-time lumpsum investments
SIP vs Lumpsum
Compare SIP and Lumpsum investment strategies side-by-side with detailed analysis
Delay Cost Calculator
Calculate opportunity loss from delaying your investments - see the cost of waiting
SWP Calculator
Plan systematic withdrawals from your mutual fund investments
Tax & Salary Calculators
Retirement Planning
Retirement Calculator
Plan your retirement corpus based on current savings, expenses, and inflation
NPS Calculator
Project National Pension Scheme returns and pension amounts at retirement
Savings Goal Planner
Calculate monthly savings needed to achieve your financial goals and dreams
Emergency Fund Calculator
Calculate required emergency fund based on expenses, dependents, and risk level
Inflation Impact Calculator
Calculate how inflation affects your money's purchasing power over time
Net Worth Tracker
Track your assets, liabilities, and net worth over time with charts and local storage
Financial Planning Guide
EMI Planning
Your total EMI should not exceed 40% of monthly income. Use our Loan EMI Calculator to find the right loan amount and tenure for your budget.
SIP Benefits
Starting a ₹10,000 SIP at 12% returns grows to ₹1 Cr in 20 years. Calculate your SIP growth with our investment calculator.
Tax Savings
Choose between Old & New tax regimes wisely. Our Income Tax Calculator compares both to help you save maximum taxes.
Smart Financial Tips
Compare loan offers — even 0.5% lower interest rate saves lakhs over 20 years.
PPF offers guaranteed 7.1% returns with tax benefits under Section 80C.
Home loan prepayment in early years saves maximum interest.
NPS provides additional ₹50,000 tax deduction under Section 80CCD(1B).
Why Use DailyFinCalc?
All calculations happen in your browser — we don't store your financial data. Get instant, accurate results for loans, investments, and taxes with no signup required.